Investing using other people's money
OPM is lingo for “other people's money.”
It’s a strategy real estate investors use to help fund deals. It may sound weird to use OPM, but think of it this way: If you have a car loan, your car is being financed with other people’s money.
Got a mortgage? You’re using the bank’s money to finance your home.
Benefits
OPM gives you access to capital, minimizes risk, and opens doors to more opportunities. By learning to use OPM as a real estate investor, you can:
- Save your personal money for additional deals or emergencies.
- Expand your portfolio without taking on excessive debt.
- Create partnerships that bring experience, resources, and mentorship into your business.
Most investors prioritize understanding OPM because it enables them to grow quickly, protect their own assets, and maximize their returns.
OPM Strategies on Day 3
Essentials
Before you start using this investing strategy, let’s get the basics down.
Take note below to remember the rules, shortcuts, and how to stay safe when investing using OPM:
Private Lenders & Hard Money Loans
These are people or institutions who can fund your deals. Get to know what they expect, their terms, and how much risk they’re comfortable with.
Partnerships
Sometimes it’s about teaming up. You bring the know-how/management, and your partner brings the money. Make sure everyone’s roles are clear from the start so there are no surprises later.
Creative Financing
There’s more than one way to fund a deal. Think seller financing, lease options, or joint ventures.
Due Diligence
Even when it’s someone else’s money, you’re still responsible for making smart choices.
Always do your homework so you and your investors are protected.
Once you’ve got the basics down, you can move into bigger strategies like syndications or multi-investor deals. This is where you can really start scaling!
OPM Strategies on Day 3
FAQs
Do I need OPM to start investing?
Not at all. You can buy your first property with your own money. But knowing how to use OPM early can help you scale faster and reduce financial stress.
Who can provide OPM?
Private investors, family or friends, hard money lenders, or even creative deal structures with sellers. There’s someone out there willing to invest if you know your stuff.
Does using OPM increase risk?
Only if you’re not careful. Clear agreements, proper due diligence, and open communication keep everyone safe.
Will lenders or partners trust me as a new investor?
Trust is earned. Even starting small, showing that you’re educated, prepared, and reliable will get people on board. Completing a MasterClass or related program helps a lot.
Can OPM be used for any property type?
Absolutely. Some investors prefer residential rentals, others like fix-and-flip or commercial deals. The key is matching the right opportunity to the right investor.
Ready, Gorgeous?
I’d love to teach you how to use OPM to invest during my next MasterClass!
Join a quarter of a million women who’ve leveraged other people’s money to take control of their financial futures. With the right education and support, you can make someone else’s money work for you.
Dream big and be brave, Gorgeous!